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Are Blocked Drains Covered by Insurance?

Aug 22, 2022

Blocked drains can be a real nuisance. Not only are they an eyesore, but they can also lead to water damage and even structural problems with your home.


Blocked drains can recur many times. Normally, you can quickly fix it using a plunger. But oftentimes, it gets harder and more frequent, causing you to phone your professional plumbing service provider.


Availing a professional plumber's service in Newcastle NSW can really help not only fix the stubborn blocked drain but also locate what is causing the blockage.


In this article, we will be talking about what is covered by homeowners' insurance in terms of blocked drains and make sure you'll want to check with your provider to be sure.

How do you know if you have a blocked drain?

If you're experiencing any of the following problems, it's likely that your drains are blocked and need to be cleared:

Unusual odours coming from your drains

It is usually a tell-tale sign that something is building up and decomposing in your drain, like food particles and other substances, which can lead to a smelly stench. 

Water drains slowly from your sink, bathtub, or toilet

This is a very obvious sign of a blocked drain. If neglected, the slow drainage will get worse over time and could lead to total drainage issues.

Gurgling noises are coming from your drains

This noise is caused by the air trap in the pipeline, and it can be a serious issue. If you're hearing this noise, it's important to take care of the blockage as soon as possible.


If you believe you have a blocked drain, it's important to contact a professional as soon as possible. Not only will they fix the blocked drain, They will likely find the cause of this.


In some cases, blocked drains can void your home insurance policy if they're not dealt with in a timely manner. As such, it's important to be aware of the signs of a blocked drain so that you can take action quickly if necessary.

Blocked Drains and Home Insurance: What is and isn't covered?

When it comes to home insurance, one of the most important things to understand is what is and isn't covered. It's always important to read the fine print of your policy to see what is and isn't included.

What is covered by insurance?

It’s important to understand what your policy covers and if you are unsure you need to contact your insurance provider. In most cases insurance will not cover the cost to fix the issue, however they may cover the cost to repair the damage caused by the issue.


For example, if water from a blocked drain leaks into your home and causes damage to floors or walls, your home insurance policy will likely cover the cost of damage repairs. However, if you simply need to have your drain cleared or replaced, you will likely have to pay for this yourself.

Blocked drains can be a real pain, and they always seem to happen at the worst possible time. That's where we come in.


At Down to Earth Plumbing Maintenance, we're here to help you out with all of your plumbing needs. We have the experience and expertise to get the job done right, and we're always available to help you out in a pinch.


Contact us today for a free quote. We'll be happy to help you clear your blocked drains and prevent them from happening again. Thanks for choosing Down to Earth Plumbing Maintenance!


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